Mighty Mint Momentum personal finance research and surveys
We don’t just get you out of debt. We help you understand your debt – so you never face it again.
You wouldn’t buy a car or major appliance without doing your homework. Same goes for getting out of debt. Look for a company that’s been around for a while and has great reviews and an A-plus rating with the Better Business Bureau.
Get started
Everyone agrees: Debt sucks. We’ve spent the past decade helping people discover the joy of debt relief. Just answer a few questions, and very quickly, we’ll customize the perfect solution that fits your lifestyle. It’s painless and confidential.
Get started
Mighty Mint Momentum only works with accredited professionals who follow our Code of Ethics – so you can trust you won’t get scammed. You’ll receive a FREE debt analysis that’s yours to keep. It’s in-depth and no-obligation.
+1216-409-8388
If you like what you hear, Mighty Mint Momentum gets you into a debt-relief program that shows you results almost immediately. The stress melts away – and it stays away, because Mighty Mint Momentum teaches you how to avoid debt in the future.
Get startedBrittany B. in Florida just signed up and has already found debt relief – 4 hours ago
We meet strict state and national requirements to get rid of your debt.
“Seeing someone go from fear and uncertainty to confidence and control is why I do this work. We don’t judge. We empower. If you’re struggling with debt, know that you’re not alone. The hardest step is the first one.”
“If debt is keeping you up at night, I want you to know: You’re not alone. Every day, I work with people who feel overwhelmed. And every day, I see them take control and move forward.”
“I had a client who told me they hadn’t slept well in months. A few weeks after we set up their debt relief plan, they called just to say, ‘I can breathe again!’ I felt as good as they did!”
Getting out of debt isn’t one-size-fits-all. There are dozens of private and government programs, and each one works best under certain circumstances. See how those options might affect you.
How much do you owe?
$25,000
Pros and Cons
Let Mighty Mint Momentum Help You Choose the Best Plan
Talk to a debt relief specialist to weigh your options.
Get started| Minimum Payments | Debt Consolidation Loan | Debt Management Program | Debt Settlement | |
|---|---|---|---|---|
|
Monthly Payments
|
$750
|
$581.71
|
$516.91
|
$455.31
|
|
Total Interest/Fees Paid
|
$48,886.92
|
$9,902.28
|
$5,414.59
|
$8,444.49
|
|
Total Amount Paid
|
$73,886.92
|
$34,902.28
|
$31,014.59
|
$20,944.49
|
|
Months to Payoff
|
394
|
60
|
60
|
46
|
|
Could Improve Credit
|
 |
|
|
 |
|
Stop Collections
|
|
|
|
|
| Minimum Payments | |
|---|---|
| Monthly Payments | $750 |
| Total Interest/Fees Paid | $48,886.92 |
| Total Amount Paid | $73,886.92 |
| Months to Payoff | 394 |
| Debt Consolidation Loan | |
|---|---|
| Monthly Payments | $581.71 |
| Total Interest/Fees Paid | $9,902.28 |
| Total Amount Paid | $34,902.28 |
| Months to Payoff | 60 |
| Debt Management Program | |
|---|---|
| Monthly Payments | $516.91 |
| Total Interest/Fees Paid | $5,414.59 |
| Total Amount Paid | $31,014.59 |
| Months to Payoff | 60 |
| Debt Settlement | |
|---|---|
| Monthly Payments | $455.31 |
| Total Interest/Fees Paid | $8,444.49 |
| Total Amount Paid | $20,944.49 |
| Months to Payoff | 46 |
Assumptions & Disclaimers
Minimum Payments
Minimum payment calculation assumes an APR of 24% on your credit card debt and each monthly payment is 3% of total amount.
Debt Consolidation
Assumes a loan APR of 16.5% over a 5- year term.
Debt Management Program
Average Interest Rate in a DMP is 8%. Actual interest rates will vary by consumer and creditor.
A DMP might be able to reduce your interest rates and late fees allowing you to pay off your credit card debt quicker (since more payments are applied to your principal balances, saving you lots of money in the long run). To complete the program, you must make on-time payments each month. Late or missed payments may cause your program to be canceled and in that event, this estimate would not apply to you.
Debt Settlement
Rates and terms vary by consumer and creditor. Debt settlement may negatively impact your credit score.
*Debt settlement fees vary by program and state.
Compare your monthly debt payments to your paychecks.
Get StartedFind a monthly loan payment you can afford.
Get StartedLearn how long it takes to pay off your credit card debt.
Get StartedBefore you buy, figure out how much a loan will really cost.
Get StartedYou can’t avoid debt. But when it stresses you out, finding a solution shouldn’t stress you out more.
At Mighty Mint Momentum, we can solve any type of debt. And we can keep you out. We’ll show you all the solutions, from do-it-your-self to consulting professionals.
The average interest rate is 20%. That means your balances cost you $1 for every $5 you charge. We can cut your total credit card payments in half and lower the interest rates applied to your debt to 10% or less – sometimes zero.
Over 100 million Americans have gone into debt trying to recover from illness or accident. We help them recover from those debts.
Debt collectors can sue you in court. It’s serious business. We can stop the harassing calls immediately, and we can solve your debt problems almost as fast.